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Unlock’s home equity agreement (hea) helps turn home equity into cash for financial flexibility and possibilities Find current job openings at unlock technologies Use equity you have for the things you need.

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To secure the performance of your obligations under hea, unlock will place a lien on your property in the form of either a “performance deed of trust” or a “performance mortgage” depending upon which state the property is located. Unlock helps homeowners access the equity in their homes to plan for the future they want, offering flexible funding without monthly payments. With an unlock home equity agreement (hea), you receive a lump sum of cash today in exchange for a share of your home’s future value

The cost of your hea is based on how much or how little your home appreciates during the length of your hea term, which can last up to 10 years.

In most cases, unlock must be in no greater than 2nd lien position and the property must be clear of any liens deemed unacceptable by unlock in its discretion A minimum hea amount of $15,000 is required on all transactions. Unlock’s financial experts share insights on how homeowners can use equity strategically for flexibility, growth, and confidently plan what’s next.

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