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Credit is an agreement where a borrower receives something of value now and agrees to repay it later, usually with interest
Good credit history can help secure loans and favorable interest. Find the official place to get a free credit report See what information is in a credit report and how lenders and other organizations may use them. Get a free credit score & advice from our credit experts
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We also have identity protection tools with daily monitoring and alerts Free weekly online credit reports are available from equifax, experian and transunion Credit reports play an important role in your financial life and we encourage you to regularly check your credit history. Your credit report shows your credit history — how you handle money and pay your bills
It can affect whether you get a job, can rent an apartment, or get a credit card or loan. When people talk about your credit, they mean your credit history Your credit history describes how you use money How many credit cards do you have
